Fold Card logo
KYCVisaApple Pay

Fold Card

Cashback

0%

Annual fee

$149

Available in

1 countries

Fold is a Bitcoin rewards debit card. Earn BTC on every purchase with a physical Visa debit card. Available only in the United States.

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What it really costs to spend crypto

From loading your wallet to paying at the till.

Top-up
0%
Conversion
+1.5%
FX abroad
+3%
In your own currency
1.5%
≈ 15 per 1,000 spent
Abroad (other currency)
4.5%
≈ 45 per 1,000 spent

Estimated from provider rates; the conversion spread can vary.

Fee breakdown

Annual fee$149
Monthly feeFree
ATM feeFree
FX fee3%
Conversion fee1.5%
Top-up feeFree
Decline feeFree

Spending limits

Per transaction
$15k
Daily limit
$15k
Monthly limit
$50k
ATM daily
$1k

Limits shown are for the standard tier and may increase with higher tiers or verification.

Supported coins

BTC

Supported networks

Bitcoin

Crypto features

Card type
Debit
Custody
Custodial
Credit check
No
Conversion fee
1.5%
ATM per transaction
$400
IBAN
No
iOS app
Yes
Android app
Yes

Availability

Not available in: KP, IR, SY, CU

User reviews

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Fold Card FAQ

Fold Card holds a trust score of 8/10 on NomadCard, drawn from user reviews on Reddit, Trustpilot, and the app stores. Most users speak well of it.